My Home Is New...
Why Do I Need A Home Warranty
Inspection?
In general terms, every new
home has a one-year warranty by the builder covering defects in
workmanship or materials. Builders also frequently purchase additional
warranties to cover their liability and to use as marketing tools. These
additional home warranties are very specific about what they cover and
many warranty contracts stipulate that the original one-year warranty is
replaced by the new home warranty.
Your new home is probably the
single largest investment of your life!
You should make every effort
to understand your warranty and protect your investment. Defects in new
homes fall into several categories. Among these are, obvious material
and workmanship defects, and hidden material and workmanship defects.
You have probably taken care of both obvious defect categories.
Appliances that do not function correctly and cosmetic issues are two of
the most common. The defects that are more difficult to see are the ones
that should concern you. Improper wiring, small exterior openings where
moisture seeps in and poor drainage are among the most common.
It’s All About Time!
Over time, many hidden
defects cause substantial damage to homes. Improper drainage can damage
foundations leading to structural problems. Small exterior leaks can
lead to mold, termites and other wood destroying organisms. Electrical
problems often remain unnoticed until “ZAP!” and someone is injured or
worse.
Your real problem is that
these issues frequently take longer than one year to show up! By then,
either your warranty has expired or you’re into limited coverage and
deductibles. You need to document issues and have repairs made during
the warranty period!
Hidden or not?
“Hidden” defects frequently
have symptoms of their existence. I use my knowledge of new construction
techniques to alert me to the probability of these issues. Once alerted,
I focus in on those systems for further review. I do not claim to be
able to find everything hidden from the homeowner but I’ll find most of
it and give you an education as we go!
Strengthen Your Position
Documenting the condition of
your home with an independent inspector gives you a legal advantage in
the event repairs are not completed.
Contacting Your Builder
I always suggest homeowners
start with a non-registered letter to their builder. Explain the
situation and that you expect timely repairs. Move to registered letters
and other steps as necessary, being careful to allow time for
communication and repairs during the warranty period.
Reserve Your Inspection Now!
Your inspection should be in
months eight through ten of your first year. This allows the maximum
time for issues to arise and time for builder repairs during the
warranty period. If you have any questions about warranty inspections,
just give me a call. You will not run into any high pressure sales
tactics, just honest, informative answers to your questions. I’ll be
pleased to assist you.
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